Credit Score Hysteria, A Disease Worse Than Bankruptcy.
Time for the American Psychiatric Association to coin a new disorder: Credit Score Hysteria. Hysteria is behavior exhibiting uncontrollable emotion, such as fear and panic, and loss of rational...
View ArticleHow Should Mortgages Be Reported on Your Credit Report After Bankruptcy?
Question: I filed chapter 7 bankruptcy and Equifax shows the 2nd mortgage as included in bankruptcy. I never missed a payment and reaffirmed the account. I cannot get the bank to report to Equifax that...
View ArticleRenting Cars After Bankruptcy?
A surprisingly common concern from potential clients is the perceived inability to rent a car after bankruptcy. Most car rental companies require a credit card and now run “credit worthiness” reports...
View ArticleCredit After Bankruptcy – Real Advice From a 2 Time Bankruptcy Debtor!
I filed chapter 7 bankruptcy and was discharged in 2007. Five years later I’m back, filing a chapter 13 bankruptcy. Here is my story… I got credit cards after my first bankruptcy. I thought… I needed...
View ArticleCan You Remove Bankruptcy From a Credit Report?
Many credit repair outfits claim to be able to remove bankruptcy from a credit report. Is there—really—any legal basis to remove bankruptcy from a credit report? What does the Fair Credit Reporting Act...
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